On June, 18th 2021, I finally finish my Bachelor Degree of Economics from Nanjing Xiaozhuang University. The graduation ceremony was held a month after my thesis defense, which on May, 26th 2021. All the activity of the university were held both online and offline, since students from Indonesia's are the only students that couldn't come back to Nanjing, China. It's quite sad knowing that we cannot join this ceremony offline, because this is become one of the most important part of university life. But since life goes on, it's better for us to just accept the fact and be grateful instead of being sad. At least, i graduated and i own double degree now. One from Universitas Atma Jaya Yogyakarta, and one from Nanjing Xiaozhuang University.

Also Read: What I Have Got From Economics

offline and online graduation at the same time

It's such a pleasure for me to study in this University, majoring International Economics and Trade. Many experiences are gained during my 2 years study; new insight about International economics and Trade from China's point of view, Culture, and as well as learning the language of China and pass the HSK III Certification. While in Nanjing Xiaozhuang University Im able to develop my self to be more open to the new environment, more adaptive and also understand a lot of things that i just learned during my abroad study. I also got the chance to follow a lot of extracurricular with the locals, foreigners, and even join my own country's club like Saman dance and be able to perform in front of all the foreigners!!!. Other than that, in Nanjing Xiaozhuang i can be the representative of my university and join the volunteer organization to help children in needs. Im so grateful that i have experienced such a good time and memories while in Nanjing Xiaozhuang University.

Also Read: Proud Indonesian🇲🇨 | Saman Nanjing Xiaozhuang University 南京晓庄学院

Certificate of Graduation Submission

me and my poor Indonesia friends that can only join online graduation ceremony🤭

And yes, so many memories that i have during my double degree. I wish i could turn back time and do all the things that i didn't do while i have the chance. I miss my dormitory, room number 102 and all the things i did there. I miss waking up late on winter season and skip bath time and running late for class. I miss having a breakfast while walking to the class which around 2km away from dorm, and i mis my big university so bad. 

Since i've graduated now there's no reason for me to coming back to Nanjing Xiaozhuang University, but if i get the chance to come back, i would definitely do it. 

Rs2021

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Zaman serba digital sudah mulai bisa kita rasakan saat ini dan bahkan dalam bidang ekonomi sekalipun, seperti aplikasi koperasi yang sudah banyak bermunculan di dunia online. Koperasi sendiri merupakan badan usaha yang memanfaatkan sumber daya ekonomi anggotanya atas dasar prinsip keanggotaan yang bersifat terbuka dan sukarela. 

Dengan adanya koperasi digital seperti ini, transaksi simpan pinjam yang umum di koperasi bisa dilakukan dengan lebih mudah. Berikut ini beberapa fakta seputar aplikasi koperasi yang perlu teman-teman ketahui untuk lebih mengenal aplikasi tersebut. Cekidott

Source: Pinterest

1. Aplikasi Core Koperasi Canggih dan Modern

Terhubungnya aplikasi dengan sistem lain dengan cukup mudah merupakan salah satu bentuk kecanggihan yang bisa ditemukan di aplikasi ini. Lebih canggih dan modernnya lagi, aplikasi sudah dilengkapi dengan modul untuk membantu kita dalam menjalankan aplikasi ini. Modul tersebut diantaranya tentang Simpanan dan Deposito yang di dalamnya membahas tentang Simpanan Wajib, Pokok, dan Sukarela. 

Selanjutnya, ada juga pembahasan tentang Pinjaman yang membahas mengenai pembayaran Autodebet, pelunasan sebagian, pelunasan dipercepat, restruktur, perhitungan dan manajemen jaminan dan AYDA. Dan ada lagi tentang Akuntansi yang membahas terkait jurnal seluruh transaksi, laporan Neraca dan Laba/Rugi, Laporan Konsolidasian dan Rekonsiliasi, SHU (Sisa Hasil Usaha), dan Laporan transaksi Lainnya.

2. Pengelolaan Simpanan Anggota Cukup Mudah

Seperti yang sudah kita ketahui pada aplikasi-aplikasi lain, yang mana fungsinya adalah memudahkan dan mendigitalisasi suatu kegiatan. Sistem dari aplikasi ini tentunya sudah menyediakan fasilitas untuk proses penerimaan dana dari anggota dan pencairan dana ke bank lain dengan cukup mudah. Bahkan kita bisa melakukannya kapan saja dan dimana saja. Kemudahan tersebut antara lain:

• Setoran dana lebih mudah melalui Virtual Account Bank
• Pencairan Dana ke Bank Lain. 

3. Sistem Aplikasi Sudah Terintegrasi dan Realtime

Fakta selanjutnya adalah aplikasi ini tentunya sudah terintegrasi atau terhubung secara langsung dengan ATM, Virtual Account, Aplikasi Mobile, Reporting dan sistem lainnya. Selain itu, aplikasi koperasi ini juga dijalankan secara realtime melalui sistem online. Sehingga membuat kita bisa lebih mudah memantau transaksi yang terjadi di koperasi tanpa menunggu adanya laporan transaksi harian, dan pastinya tanpa perlu datang ke koperasi secara langsung juga. 

Aplikasi koperasi dilengkapi dengan berbagai fitur terbaik yang akan membantu penggunanya dalam bertransaksi di koperasi secara online menjadi lebih mudah. Jika teman-teman berkeinginan untuk membuat aplikasi ini, kalian bisa mempercayakannya kepada Invelli. Invelli menawarkan aplikasi Microsys terbaik untuk kebutuhan simpan pinjam teman-teman✨

Source: instagram: invelli_solusindo

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Semua data yang diakses oleh Microsys buatan Invelli pastinya terjaga keamanan dan juga kualitasnya data di Data Center yaa, karna Invelli sudah menyesuaikan dengan peraturan Standar Penyelenggaraan Teknologi Informasi. Selain itu, temen-temen juga bisa melakukan backup plan secara berkala. 

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Rs2021

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    If you’re asking yourself the same question like me, consider the learning outcomes of various economics programs and how they compare to our personal and professional goals. At its core, economics is the study of how our self as individuals, groups, and nations manage and use resources. Students like me who choose to study economics not only gain the skills needed to understand markets in complex words, but come away with strong analytical and problem-solving skills, as well as business acumen necessary to succeed in the professional world. A lot of people asked me, why do i take economic major? Do i want to be a businessman? Nah, In fact, economics can be useful for professionals in all industries, not just in business.

    Here’s a look at five of the top advantages of studying economics and how it can benefit both our organization and career life. There are a lot of things that we can gat from economics. Now I am going to explain one by one, the benefits that I got from economy.

First, the very basic things that I got from learning economics is some new vocabularies. By studying economy, I can expand my vocabularies. Whether it’s scarcity (limited resources), opportunity cost (what must be given up to obtain something else), or equilibrium (the price at which demand equals supply), an economics course give us a fluency in fundamental terms needed to understand how markets work. Even if I don’t use these words often in my current role, studying these economic terms give me a better understanding of market dynamics as a whole and how they apply to my organization. But besides that, Economics isn’t just learning a fancy set of words, it’s actually using them to develop a viable business strategy. When we understand these terms, we can use theories and frameworks like Porter’s Five Forces and SWOT analyses to assess situations and make a variety of economic decisions for our organization, like whether to pursue a bundled or unbundled pricing model, or the best ways to maximize revenues.

Second, by economics, Im able to get to know about my spending habits. Economics teach us about how our organization and its market behaves, but we’ll also gain insight into our own spending habits and values. For example, Willingness to Pay (WTP) is the maximum amount we willing to pay for a good or service. There’s frequently a gap between hypothetical and actual WTP, and learning about it will help us decode our own behavior and enable us to make economically sound decisions. 

    I used the concepts I learned in Economics for Managers to maximize my allowance given by my parents as effective as I could. I manage all the expenses that I have such as daily necessities expenses, food expenses, transportation, and other petty expenses. I also hedged the use of my money by limiting the amount of money that I should spend my comparing. When I buy, I looked for the cheapest one but still meet my need. Thats how I manage my allowance by the concept of Economic for Managers.

Third, Economics make me think out of the box. Economics it’s not only a demand curve. It’s basically more than that. Many people think of economics as just curves, models, and relationships, but in reality, economics is much more nuanced. Much of economic theory is based on assumptions of how people behave rationally, but it’s important to know what to do when those assumptions fail. Learning about cognitive biases that affect our economic decision-making processes arms us with the tools to predict human behavior in the real world, whether people act rationally or irrationally.

Last but not least, Economics teach me how to leverage economic tools. Learning economic theory is one thing, but developing the tools to make business decisions is another. Economics teach me the basics and also give me concrete tools for analysis. For example, conjoint analysis is a statistical approach to measuring consumer demand for specific product features. This tool will allow us to get at the surprisingly complicated feature versus price tradeoffs that consumers make every day. For example, pretend we work for Apple Inc. and we want to know what part of the iPhone we should improve: Battery life, screen size, or camera. A conjoint analysis will let us know which improvements customers care about and which are worth the company’s time and money. This is where the funnest part of economics in my opinion. Beside conjoint of course there are still a lot of way of economics analysis that could help us to accomplish our job.